Interest Rate Warrior Gifts

"I'm just glad we got out before interest rates went up again."

...we've started a 'grumbling about interest rates' account.

"I’ve combined all your outstanding debt into what we here in the banking business like to call a honkin’ big loan."

U of Debt

"Gas. Regular. Premium. Super. You don’t want to know."

"It's a 'Black eye friday'. I got it in a fight over a 56 inch TV."

First National Bank. Keep life exciting --- Ask about our variable rate, interest-only mortgages.

'I think I must be ambidextrous. I can calculate interest with both sides of my brain.'

"Everything's gone up."

"I'm on a tight budget. Make it look like I cut at myself."

Born to raise interest rates.

'It's a type of credit card that self destructs when it reaches the limit I've set for you.'

'Our new simplified energy bills just have a few options starting with 'Grossly inflated' and progressing to the premium 'Bloodsucker' package. . .'

"The interest rate can't go any lower, so if necessary, we'll have to go back to pounds of flesh."

Student Debt

"Squawk! Interest rates are going negative!"

'We can mortgage your future for a very attractive low interest rate.'

'Are you good with decimals? Our certificate of deposit is currently paying 0.025%.'

'I said we've got to lift up our numbers! I did not say to turn a loss of 150.000,- into a loss of 280.000,-!!'

"Times are perfect for us masochists!..."

"And please let Alan Greenspan accept the things he cannot change, give him the courage to change the things he can and the wisdom to know the difference."

'The operation we want you to do is to remove 25 from our budgets.'

"At last they paid off their sub-prime fairy-tale and lived happily ever after."

Finance Co., Refinance Co.

"Yes dear. But, I don't think you're actually supposed to dispose of your disposable income."

"There's no getting away from the numbers....only by forgetting holidays, giving up drink, the cinema, meals out and socialising...will we be able to afford any quality of life when we retire."

"You can't beat the prices of these big box retailers."

'Of course, that bid's just an estimate.'

The sixth college sense. 'I see debt people.'

business illustration

Bank of England Base Rates.

'I'm working on a ten year degree. Four years in school, and six years to pay off my student loans.'

'I may be 40 years old, but I have the student debt of a 20 year old.'

'My accounts aren't insured, but it's the risk I take for higher interest rates.'

'Forty pounds for a round of drinks! Prices have gone up since you last bought a round.'