Frugal Master Gifts

Company Awards - "The innovation Award goes to Henderson for living within his salary."

'What do you do with the time you save?'

My 5-year-old nephew cut his hair! His mom was so upset until she thought: 'Wait a minute! I just saved 12 bucks!'

When Tia Carmen says... "I got it for a very good price!" it means...she stopped at a garage sale on the way home.

Clancy Strip: Money and Beer

Smart card.

Fries and kids

"One silo is for grain, the other is for the money we save on gas."

"I know we said we would get you a laptop.. but this will have to do until business gets better."

'Phone for help? Are you mad? Have you any idea how much it costs to use a mobile abroad?'

"I can't believe I'm paying $5,000 a month for you to stream Intro to Psychology when I get all of TV for $15.99."

'Dave will only turn the heating on when he thinks it's absolutely necessary.'

"To keep warm in winter you're looking at a new central heating system costing £20,000."

"Why pay for a tree in November when you can get one off the side of the road in January for free?"

"I always say; 'You don't need to spend a lot of money to have a good time on a first date."

"Sure, you can buy them another round, but is this really how you want to spend your MacArthur Grant?"

"I know we have to cut costs, but is bringing only one of each a good idea?"

'Yes, Bob, Allan's wife did let him buy tickets to the big game, but then Allan didn't spend all his allowance on nachos and beer, now, did he?'

How to do without

'You must know my kids...they spend like there's no tomorrow.'

"He's given up trying to find anything else he can cut to reach 40% savings."

"Fuel poverty is not the same as being too mean to switch the heating on...."

'I wish you'd put the heater back on Frank! Even the wall ducks have gone somewhere warmer!'

'Well, you're bankrupt, but look on the bright side -- it only cost you eight dollars per transaction!'

Don't laugh, my house is paid for.

"This is your great, great uncle Orlando. He was a great mathematician, but a little cheap. He always picked up the check at restaurants...but only to make sure the math was right."

"Do you have this in an $11.99?"

"They've worked out the can save money by sharing toilet reading material."

"We merged to save through volume buying."

Thrift: instead of 1 tap for hot water and 1 tap for cold, 1 tap for warm water.

"Why can't you just buy some modern LED lights?"

'Most of the dental floss gets thrown out on used. No wonder I'm always broke.'