Over-cautious Planner Pillows

'Even with the impact of global warming I think Timmy would be safe enough with factor 95'

Worry tank

"I know it looks fine, but let's get an engineer's report and a termite inspection just to be on the safe side."

"The best laid plans of mice and men... differ materially in their objectives."

"The last thing I remember was asking my broker if all my money had been in risk-free bonds."

For 29 years, Bert's strategy had been to reach retirement without making any waves,missteps or career-limiting moves. And it might have worked, too, if only he'd foreseen the fossilization risk.

'Before you begin, I'd like to thank you for coming in early to do this on such short notice.'

'In our thirty years of marriage she's squirreled away loads of money, but she can't remember where.'

"Do you mind? I'm reading the prospectus carefully before investing."

'Oops! Maybe I should've put this sign out a little earlier.'

'I'm fully organized. Now I can freak out in some kind of order!'

'This isn't the first time you've been here---- is it ?'

"He wants the cat for his next trick. I'd be real careful about this, Eileen."

Fortune Telling: Retirement Planning.

"I started a new business. . ."

"Well, my pension was tied up in the cruise liner industry."

"Measure twice. Wipe once."

'You and your shortcuts.'

'Hey, honey, remember when I told you to expect a big surprise on our anniversary? Well, I snuck off to go hunting with Cliff - SURPRISE!'

Don't do it, kid. Think. Think.

"I was going to discuss procrastination today, but I'm feeling rather tired. Maybe we could finish this off next week."

"She always wanted a huge wedding."

"Happy New Year"

"And I want to be buried face down! I'm a stomach sleeper."

"Crime is so bad around here, that I always immobilise my car."

"I told you so."

Harold eats lunch like he plays golf.

'I need to write a list of things to do, but I just can't get around to doing it.'

The future: watch your step

"Since 1954, I've lost five sets of keys, eleven wallets, nine pairs of gloves, and thirty-two ball-point pens. Has any of that stuff ever turned up?"

"But I don't know any Nickys! And I don't open the door for strangers."

"My motto in life has always been: 'Never commit to something you might possibly regret at some vague, unspecified later date, given 20/20 hindsight!'"