Cautious Planners Pillows

"Happy New Year"

"I dunno, looks like a trap."

"Compare Calculate Contrast Before you make a move"

"I know it looks fine, but let's get an engineer's report and a termite inspection just to be on the safe side."

A wiser and a better man

"The best laid plans of mice and men... differ materially in their objectives."

For 29 years, Bert's strategy had been to reach retirement without making any waves,missteps or career-limiting moves. And it might have worked, too, if only he'd foreseen the fossilization risk.

'In our thirty years of marriage she's squirreled away loads of money, but she can't remember where.'

"Well, sure, it LOOKS like a straightforward plea to buy our product...but for safety we better run it by the legal department

"Do you mind? I'm reading the prospectus carefully before investing."

'I'd like to play, but I'm afraid it might void my warranty.'

Tortoise Goes For A Swim

"He wants the cat for his next trick. I'd be real careful about this, Eileen."

"Looks very promising. Put us down for one half of one share."

'Oops! Maybe I should've put this sign out a little earlier.'

"On reflection, it might be prudent to leave this one till last..."

'Let's get some sheep, and don't worry if the shepherd has fire: I'll take care of it...'

Fortune Telling: Retirement Planning.

"Measure twice. Wipe once."

"Well, my pension was tied up in the cruise liner industry."

"For clients with an extremely low risk tolerance, I recommend they talk to someone with a ground-floor office."

"Was there ever a boy scout badge for 'caution'?"

Half a loaf is better than none..

'You should try to be more spontaneous.' 'I shall. When I'm good and ready.'

'Mom says if you're going to buy anything online,I'm supposed to make sure it's a secure site.'

Don't do it, kid. Think. Think.

"Judging by the belt and suspenders, I sense you're a risk averse investor."

"She wants to make sure we don't lose her money..."

"Just relax. Your investments are so safe you'll be worth a million dollars if you live to be 169."

Observe, Prepare, Act

'Even with the impact of global warming I think Timmy would be safe enough with factor 95'

'When it comes to investing, I'm not bullish or bearish... I'm chickenish.'

My 35 years of experience tell me your tolerance for risk is low...