Debt-free Enthusiast Gifts

"Most men brag about their fancy cars, but...you paid off all your student loans...wow!"

A collective sigh of relief.

'Read me 'Br'er Rabbit again and this time leave out the southern accent.'

House of Beans - No Smoking.

"Why pay for a tree in November when you can get one off the side of the road in January for free?"

Dog Beginning For A Loan

'That was Mr.Osgood, sir. He's just made his final payment.'

"At last they paid off their sub-prime fairy-tale and lived happily ever after."

"It's over!"

"He's given up trying to find anything else he can cut to reach 40% savings."

I spent it all under the silly notion that it was all mine.

"There's no getting away from the numbers....only by forgetting holidays, giving up drink, the cinema, meals out and socialising...will we be able to afford any quality of life when we retire."

Stop Smoking Program.

"Why can't you just buy some modern LED lights?"

'You need to alter your portfolio allocation. Right now it's 25% stocks, 15% bonds and 60% margin loans.'

'We've all had to cut costs a smidge.'

"You can't smoke here but you can bring in a dirty old ash tray to smell."

'You'll need a better credit rating before we can give you a credit card?'

"I don't know what we'll do when our adjustable-rate mortgage resets."

Break room - Smoke free, carb free.

'Did I say billions? I meant jillions.'

"I'm glad you're trying to quit smoking Dr. Jekyll, but the withdrawal symptoms turn you into a completely different person!"

"We have the perfect plan for you. It's the mortgaged to the eyeballs plan."

Smoking world.

'Window shopping is not as much fun as it used to be.'

Congratulations for giving up smoking

'We've heard that you don't have a debt. Please come with us, sir, you're under arrest because of being an unpatriotic domestic demand saboteur.'

'To be honest, Dan, I feel kind of embarrassed to use an attorney to collect my felinquent accounts. . . So many of them ARE attorneys.'

'I couldn't afford the lavish lifestyle I was living. Coming to accept that was freeing, although, not as freeing as I had hoped.'

"Well, it might interest you to know that 'running naked' means running without a watch or iphone."

'What a coincidence. My student loan payment is the same as my unemployment check.'

"Cut down on plastics."

Retirement bliss: saving for your retirement.

Plastic pollution

Plastic is killing the sea