Penny Saver Gifts

"No, I don't think it'll change him... He's just waiting until it's off-peak time so he can call his mother and tell her the good news!"

Keep your eyes open for ways to trim the family budget. As if! Don't blow her off. If we have no ideas, she'll trim us! How about that? Good sighting. Mom? Dry cleaner. 15% off men's shirts, pants. Somehow that idea did not occur to me.

That rising tide that was supposed to lift all boats washed away everything I had saved for a rainy day.

'...Sorry we've run out of penies.'

'Our checking account is suffering from insignificant funds.'

"Gee, thanks! What rate of interest does it pay?"

'A penny saved is a penny earned - Less state, federal and local taxes.'

Man posting letter to the IRS.

"Could I have your leftovers menu?"

"Work hard. Save money. Work hard. Save money. Work hard. Save money. Work hard. Save money. Yay!!! I died rich!"

GAS PRICES AT PUMP

'What do you do with the time you save?'

'That's what I thought, finances are tight: She's switched to no-name cat food...'

"I just..."

'I'd like to explain my ideas for economy within the company.'

'It's cheaper than gas.'

'If we're going to have a banking relationship, you'll have to trust me more than this.'

A smiling man leaning on large piggy bank.

'What if I promise not to look?'

'How much did you save this year?'

Three people view wine price 3 ways.

"Do you know that we saved a ton of money on legal fees by being more ethical?"

Girl holding money.

"I'm not worried about Wall Street. I've got my money in my mattress."

'So, who's first?'

"You have $3,098 in the bank? I'm impressed! So...do you think about investing it?"

'I want to return this wallet. I can't seem to keep any money in it.'

Save! O% interest on your deposits.

"I think the idea behind coin collecting is to get one of each kind, not all of the same kind!"

'After paying for an investment seminar, I know more about how to invest less money.'

"They've worked out the can save money by sharing toilet reading material."

'My first day in our vineyard wasn't a total loss, honey. I found two pennies.'

"Hi, Honey, I went to that new wholesale store...and, boy, did I get a deal on toilet paper!"

'How much have you lost so far?', '$375.00'

'The hospital food was terrible, but the savings were substantial.'