Overcoming Debt Gifts

'I couldn't afford the lavish lifestyle I was living. Coming to accept that was freeing, although, not as freeing as I had hoped.'

"I put all this stuff on your credit card, Bob, but don't worry! I had a tarot card reading by Minerva and she said this is my lucky Bingo card!"

'All we can do is hope for identity theft.'

'Honestly Bob, it's not that bad. If you can make as much next year as you did this year you'll be able to pay off your outstanding taxes for last year. That'll just leave the interest, the tax for this year and... my fees.'

"Hey, honey, the credit card company increased our debt... I mean our credit limit!"

Medical student overdrafts...careers in the law.

"And to finally break free from the crippling burden of my student loans."

Man on a unicycle trying to guard credit from nasty 'Bankruptcy'.

"I know it's not in our nature, but we really gotta stop charging everything."

"So, the bills still aren't paid? You've never been good at money management."

'Having the money tree has really helped out.'

He was out in no time, with a new outlook and a clean slate.

'I see you've managed to cut your coffee consumption in half.'

'Looks like you're underwater on your mortgage.'

"Apparently, he had occasional sober periods."

"At last they paid off their sub-prime fairy-tale and lived happily ever after."

Wide screen TV

'There's no interest on your purchase for a year. Then we become VERY interested in your balance after that.'

Thanks to hypnosis, he quit smoking cold-turkey. Everyone seemed real supportive until he came strutting into work, half-naked, gobbling incoherently.

Change your style, learn to smile!

"This one's called 'unpaid electric bills'."

'Will that be on your store charge?'

"Your financial situation was built on a house of cards. Credit cards."

"Well, last year I kicked gambling. . . the odds are 3 to 1 the New Year will be a good one."

Bad case of credit crunch, I'm afraid, so we'll have to slowly introduce you to a diet of cash.

Pay Peter...Pay Paul.

"We've been pre-disapproved for another loan."

"Refresh my memory-why do we meet once a week?"

"About time!"

"I'm glad you're trying to quit smoking Dr. Jekyll, but the withdrawal symptoms turn you into a completely different person!"

'Okay, that business plan didn't work - now let's try thinking outside the box.'

'I'd like to quit drinking, but it's all I KNOW!'

'My job is safe. This guy is a regular and he drinks to forget.'

"You're overdrawn Mr. Gormley..."

'You borrowed $27,000 over the years to study computer sciences. According to our files, you now owe us $1.83.'