Frugality Advocate T-Shirts

'You have to spend money to make money, and Walter just HATES it.'

"We were able to retire 6 years early by canceling cable & eliminating anything fun."

My 5-year-old nephew cut his hair! His mom was so upset until she thought: 'Wait a minute! I just saved 12 bucks!'

"When I was young my parents couldn't afford to give me too much, too soon."

Clancy Strip: Money and Beer

'Phone for help? Are you mad? Have you any idea how much it costs to use a mobile abroad?'

"I can't believe I'm paying $5,000 a month for you to stream Intro to Psychology when I get all of TV for $15.99."

'The sick economy isn't why J.B.has cut back on spending. He always was a tightwad.'

"To keep warm in winter you're looking at a new central heating system costing £20,000."

'Withdrawal symptoms.'

"Years of penny-pinching really paid off. The price of copper just went up again."

"I always say; 'You don't need to spend a lot of money to have a good time on a first date."

"He can afford a bigger cage. His old tax forms line the bottom."

"Why pay for a tree in November when you can get one off the side of the road in January for free?"

Pandora's box.

"That's too big a pill for me to swallow, Harold!"

"Sure, you can buy them another round, but is this really how you want to spend your MacArthur Grant?"

"I know we have to cut costs, but is bringing only one of each a good idea?"

"He's given up trying to find anything else he can cut to reach 40% savings."

"There's no getting away from the numbers....only by forgetting holidays, giving up drink, the cinema, meals out and socialising...will we be able to afford any quality of life when we retire."

'Most of the dental floss gets thrown out on used. No wonder I'm always broke.'

"Why can't you just buy some modern LED lights?"

'Well, you're bankrupt, but look on the bright side -- it only cost you eight dollars per transaction!'

"This is your great, great uncle Orlando. He was a great mathematician, but a little cheap. He always picked up the check at restaurants...but only to make sure the math was right."

"Do you have this in an $11.99?"

How to do without

"Fuel poverty is not the same as being too mean to switch the heating on...."

'I wish you'd put the heater back on Frank! Even the wall ducks have gone somewhere warmer!'

"Do you have a dollar menu?"

"I know one secret! Not spending $30 on a book filled with common sense!"

'Generally, cost-cutting is a good thing. Specifically, too much of a good thing.'

"I wanted to give Christmas bonuses but that would violate the separation of church and business."