Budgeting Guru Gifts

"I want you to know that the school board is very pleased with your efforts to make this new budget work."

'When we talk about a 'needs' led service. The 'NEED' is to stay in budget!'

'I'm sorry, Rudolph, you reindeers are too expensive. This year, I'll work with subcontractors.'

'By tonight we'll finally be in the black. We don't have enough to pay the electric bill.'

"You're a fine one to talk about my spending!"

"Sometimes I wonder if it's right to bring a child into this income."

'It's our 10 year plan.'

'You have to work two and a half years to cover your annual living expenses.'

'I think we should budgets we draw up.'

"His department suffered the death of a thousand cuts."

'It's tough living on a fixed income.'

"Good news, we don't have to pretend to be veggie this week, the butcher had a special offer on."

"Here's a new one...a cost of billing fee."

"Is this to make me feel bad for not getting you that laptop?"

Investing your savings

"We've been pre-disapproved for another loan."

Fuel Cost Race.

"Remember when we went out every weekend?? I miss that... Let's get dressed up and go somewhere really expensive!!"

My generation made the sacrifices and cut back till it hurt. We did without!"

"Repossession?"

'So, who's first?'

Petrol Prices

Successful Free World Markets.

School Budgets Suffer During Great Recession

Caution! Peak power and electric bill shock possible.

'We can't afford to turn up the heating, so I'm just going to tell you that MPs are demanding a pay rise...'

'Hullo Chancellor. Remember when I was still a little puppy?'

'I think you should wear your dresses longer. Three years longer!'

"Our joint account isn't overdrawn, it's just underdeposited."

"This is crazy! It costs $40,000 to attend Harvard for one year!"

Food Prices

"Money is tight right now, so I put everything I want to buy in a shopping cart, then just leave it and walk away. . . my shopping fiz is satisfied and I didn't spend any money!"

"Your expense account ain't what it used to be. There's not enough money on your card to cover the $5.35."

Your Dinner is in the Oven/Your Dinner is in the Food Bank

Money talks-it says goodbye.