The Joyful Debtor T-Shirts

"Dancing with the liquidators."

The day the stock market went UP.

"I'd like to thank my parents and my creditors for making this possible."

"Actually, I used them as collateral for a loan."

Bingo! Credit card number!! The real reason raccoons like garbage.

"Financial Adviser advises client 'I advise you that you're broke'."

"With the rises in fuel, food and mortgage I'm going to have to put in some overtime."

'This is the 'I Fell Behind On My Credit Card Payments, So They Took My Guitar Away Blues'. I'll be performing it a cappella.'

Friendly banks and Cold and aloof banks.

'Well we don't have to worry about paying for the boat anymore.This is our final notice.'

'Look at my new overdraft its fantastic.'

'I'm working on a ten year degree. Four years in school, and six years to pay off my student loans.'

'I think that's enough enlightenment for now Tim!'

'That concludes the list of students with outstanding grades. And now for those of you with outstanding student loan payments...'

'Oh he's my loans officer.'

College tuition fees.

'In life I was scorned for worshipping the Almighty Dollar.'

'You're lucky your car's only being repossessed. Mine's possessed and I have to call an exorcist.'

"Can you lend me a book?"

'I need to borrow enough to get myself out of debt.'

'That's the way it is with debt, easy come, easy grow.'

"Great news! All of those bill collectors stopped hounding me - the hacker who stole my identity is being hounded by them now."

"Do we have any outstanding checks?"

"Typical. . . Bills bills and more bills."

'Could I have a loan of a cup of sugar please?'

"I'm sorry, but you do not qualify for the home office credit."

'I'm just here to pay you a compliment.'

"You have your whole lives ahead of you to wallow in debt..."

"Look, if it makes you feel any better, Nana and Poppa are still paying off their student loans."

Walking a fine line of debt.

'Somehow, I consolidated all my debts into a ten-year sentence!'

"I'm in debt up to my eyes. Only my hat is paid for!"

I just got off the phone with all your creditors, Rudy. How'd it go? You a total of $148,000. I got that total reduced by 70%, so now you only owe $44, 400. That means with the debt consolidation loan I've given you, you'll pay me 72 monthly payments of $1,500/ That comes to like, $108,000, not $44,400. You're welcome.

'This loan will put you in debt over your head, but you do get a free snorkel.'

"...And we just paid off our student loans."