Spending Strategist Gifts

'Credit is a wonderful gimmick that lets you start at the bottom and dig yourself into a hole.'

'You have to reconcile your gross habits with your net income.'

"Hey, honey, the credit card company increased our debt... I mean our credit limit!"

'It's similar to the government's system of checks and balances. I write the checks and you try to balance them.'

'I spend so much on luxuries, I can't afford the necessities.'

'Forget that's $500 more - I think of it as $100 less than $600 more!'

'Don't look at me like that!'

'We budget ourselves by the 40-60 plan. For every forty she saves, I spend sixty.'

US economy-spend or save?

"No, son, I don't consider maxing your credit card and your debit card as balancing your budget."

"For me, winter time is the only time I don't have to worry about my wife's credit card expenses..."

"I'm eagerly awaiting the transition from holding her hand to holding her credit card."

Making a purchasing decision.

"If you are living within your means, you must suffer from a lack of imagination!"

"Honey, I love celebrating Christmas! I love all the food, the sweets, the Christmas tree and the presents, but our bank account hates Christmas!"

"My wife disposes all of my disposable income."

"I don't have any trouble meeting expenses. My wife is always glad to introduce us."

"Never go grocery shopping on an empty stomach. And never go shopping for shoes on a full credit card."

Control of the domestic economy

'...And then, my income and outgo collided!'

'Holding the purse with my toes is the only way to stop money from slipping through my fingers.'

"It's wonderful, Harry! How late does Neiman-Marcus stay open?"

'We need to discuss your disposable income.'

'I don't need to know what it is when it's on sale.'

'My credit card was stolen two months ago, ,,the thief is spending less than my wife,'

Government Employee Credit Union: Buy Now Sequester Later.

'I simply can't live on what I earn. I can't even live on what I spend.'

Screwdriver labelled 'Buyer' and screw labelled 'seller'.

"No matter what one says, a safe remains a good way to keep your money safe."

'You think it's easy spending money faster than you can make it?'

"I see your point, but wouldn't it be more fun to spend it while I'm young enough to enjoy it?"

You belong to a tightwad club? Our time has come. For years we met in private, shunned by society. Thanks to the economy, we're hip. We can celebrate our frugality in front of the whole world! Bad time to ask for a raise. I am chinchy, hear me roar!

A Message from the Association of Goods and Services

"I need nothing and I want everything."

'The 'insourcing' will go ahead and some jobs will be off to Leeds or Manchester, but I think I'll be safe...'