Frugal Friends T-Shirts

"I guess I really was spending too much money on lattes."

"That thermostat I bought is smart. It knows how cheap I am, so it keeps our home freezing."

"Fine. As long as it doesn't involve spending money."

The cheap skate - 'Separate checks, please.'

'My car was recalled because of a fault. In my bank account.'

"Wait, save your money."

Expensive greeting cards.

Things of the past...

"Remember when all this was free?"

"Is this to make me feel bad for not getting you that laptop?"

"Work hard. Save money. Work hard. Save money. Work hard. Save money. Work hard. Save money. Yay!!! I died rich!"

Thrift: have your arms and legs amputated, use a pillow for a bed!

'That's what I thought, finances are tight: She's switched to no-name cat food...'

Thrift: New way to eat eggs (avoid needless transport costs).

When Tia Carmen says... "I got it for a very good price!" it means...she stopped at a garage sale on the way home.

"I just..."

'It's cheaper than gas.'

"We balanced our budget this month!"

'All this talk about a consumer society... I don't buy it.'

"We cancelled Netfix for this?"

Piggy Bank Coin I.V.

"We're going to need more pets."

'How much did you save this year?'

"Just think how much we could save if we switched the heating off altogether."

Buy Back the Junk We Bought at Your Garage Sale

"Why pay for a tree in November when you can get one off the side of the road in January for free?"

'I think we may have an income problem.'

"We've got a new financial advisor. I asked him how to cut down on out of pocket expenses and he said to stop wearing clothes with pockets."

"The company must save money. That's why we've got to be easy on the carpet."

"We're callin' 'im Bill, coz he came at the end of the month"

'The gas bill is a lot bigger than usual.'

'He's studying to go to university' - Student reading book; 'HOW TO LIVE ON NO MONEY'

Shopper sees sign: Buy one get ripped off.

'Can I help? You bet your bottom dollar I can.'

"He's given up trying to find anything else he can cut to reach 40% savings."