Frugal Folks T-Shirts

"For someone your age, the yearly premium on a $5,000 policy is $8,000."

'We've decided to become more thrifty and start a savings account, but we'd like to borrow against our credit cards in order to make the opening deposit.'

"Work hard. Save money. Work hard. Save money. Work hard. Save money. Work hard. Save money. Yay!!! I died rich!"

'That's what I thought, finances are tight: She's switched to no-name cat food...'

Thrift: New way to eat eggs (avoid needless transport costs).

My 5-year-old nephew cut his hair! His mom was so upset until she thought: 'Wait a minute! I just saved 12 bucks!'

"I just..."

'It's cheaper than gas.'

"We balanced our budget this month!"

Clancy Strip: Money and Beer

"That thermostat I bought is smart. It knows how cheap I am, so it keeps our home freezing."

"We cancelled Netfix for this?"

'All this talk about a consumer society... I don't buy it.'

Piggy Bank Coin I.V.

'How much did you save this year?'

Expensive greeting cards.

"We're going to need more pets."

"It's made from all our old leftovers. I call it 'Rescue Casserole.'"

Buy Back the Junk We Bought at Your Garage Sale

"I guess I really was spending too much money on lattes."

"Just think how much we could save if we switched the heating off altogether."

"We've got a new financial advisor. I asked him how to cut down on out of pocket expenses and he said to stop wearing clothes with pockets."

"I always say; 'You don't need to spend a lot of money to have a good time on a first date."

"The company must save money. That's why we've got to be easy on the carpet."

"Why pay for a tree in November when you can get one off the side of the road in January for free?"

'I think we may have an income problem.'

'The gas bill is a lot bigger than usual.'

"We're callin' 'im Bill, coz he came at the end of the month"

'He's studying to go to university' - Student reading book; 'HOW TO LIVE ON NO MONEY'

Shopper sees sign: Buy one get ripped off.

"C'mere, space heater."

'I could only afford a Yo.'