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How To Do Without - 2009.

"Is this to make me feel bad for not getting you that laptop?"

"We were able to retire 6 years early by canceling cable & eliminating anything fun."

So I'm "cheap." It's a perfectly good word. And it aptly describes my interest in conserving resources. I suppose we could call you "thrifty." Heavens no! And waste two whole letters? I see we've only wasted one whole tea bag.

Thrift: have your arms and legs amputated, use a pillow for a bed!

Your energy bill is enclosed. You might want to sit down.

'You raised the price of air to 50c!' 'Inflation.'

'Margaret, what are we doing on this cruise ship that we couldn't have done at home, cheaper?'

"I don't know...seems like budget cuts have gone pretty far this year."

"I'm taking your advice and saving my money!"

'Phone for help? Are you mad? Have you any idea how much it costs to use a mobile abroad?'

"Let's start with a couple of glasses of water and if that goes well I'll order two coffees."

'Withdrawal symptoms.'

"Years of penny-pinching really paid off. The price of copper just went up again."

"What do you mean 'upgrade' the server? The old one works just fine."

Martin hated dining alone – but loved the savings.

"We could have a Do-It-Yourself wedding! Your friends could do the cake and flowers, Uncle Jim could do the photos..."

"I've been told to go through all our expenses...cut out any fat, get rid of any costly perks!"

Cost cutting construction ideas that failed: using rhubarb instead of rebar in concrete.

Of course, Hal rented a car with economy gps.

'He's studying to go to university' - Student reading book; 'HOW TO LIVE ON NO MONEY'

"C'mere, space heater."

'If the pound is worth so little, can I have a couple?'

"Uh, Dad, I appreciate the 'walkin' around money,' but I need 'walkin' around New York City money.'"

"There's no getting away from the numbers....only by forgetting holidays, giving up drink, the cinema, meals out and socialising...will we be able to afford any quality of life when we retire."

Husband dismayed to get cold mutton for dinner again. Wife comments that someone must be economical on the housekeeping money she is given.

'All the money we saved buying bulk food on sale we blew on this huge freezer!'

"How much if I pedal?"

'Any annuity we can afford wouldn't pay the MILK BILL!'

"I don't get it. Dad wants to cut the household budget? How do we do that?"

"Sergio, we don't have to spend so much money on health insurance."

"An ounce of prevention." "This way we don't need to raise as much."

'Our financial adviser urges us to take a hiking vacation this summer.'

"It's cheaper to buy soap in chunks instead of bars. Just chip off what you need."

You always wanted a cute leather jacket