Frugal Student T-Shirts

'I know my grades weren't that good, but on the plus side, I'm the only person in my dorm who hasn't maxed out a credit card.'

"It's perfect for commuting to college. Definitely a learning experience."

'It's the only way I can afford this place.'

'Our admission policy is now simplicity itself. If you have the tuition, you're in.'

'It's rather unorthodox, but it appears the deposit refund on the empties will cover your first interest payment.'

"Work hard. Save money. Work hard. Save money. Work hard. Save money. Work hard. Save money. Yay!!! I died rich!"

"It was terrifying experience being faced with that kind of compulsive, insane behaviour...I tell you it's positively the last time I put foot in the sales!"

'That's what I thought, finances are tight: She's switched to no-name cat food...'

"I saved us a hundred bucks on a Jolly Jumper."

"I want a top education, but don't milk me dry with school fees."

Thrift: New way to eat eggs (avoid needless transport costs).

'We are entering an era of thrift, so in place of champagne and canapes, there will be a jumble sale.'

When Tia Carmen says... "I got it for a very good price!" it means...she stopped at a garage sale on the way home.

"I just..."

'It's cheaper than gas.'

"The only thing that's not gone up is the pound."

'We don't know what it is but it was in the sale so we thought we'd better get one before they sold out.'

"I'm on a tight budget. Make it look like I cut at myself."

"We balanced our budget this month!"

'It makes conferences so much cheaper, no travel costs and we only need to buy our own drinks!'

'All this talk about a consumer society... I don't buy it.'

Cheapskate Cruises

"We cancelled Netfix for this?"

'I decided to start buying food in bulk. I hope you're hungry!'

'I received your list of the type of company car you'd like to receive. The Maserati, Ferrari, Porche and Viper isn't possible, but there is a 1978 Pinto with your name written all over it.'

Piggy Bank Coin I.V.

"I'm learning to appreciate the simple things in life."

'Phone for help? Are you mad? Have you any idea how much it costs to use a mobile abroad?'

"We're going to need more pets."

"I can't believe I'm paying $5,000 a month for you to stream Intro to Psychology when I get all of TV for $15.99."

"To keep warm in winter you're looking at a new central heating system costing £20,000."

'How much did you save this year?'

"Congratulations. Please remember the college's financial plight. Congratulations. Please remember the college's financial plight. Congratulations. Please remember . . ."