Frugal Fancier T-Shirts

'It's rather unorthodox, but it appears the deposit refund on the empties will cover your first interest payment.'

'What do you do with the time you save?'

"It was terrifying experience being faced with that kind of compulsive, insane behaviour...I tell you it's positively the last time I put foot in the sales!"

"We were able to retire 6 years early by canceling cable & eliminating anything fun."

'We are entering an era of thrift, so in place of champagne and canapes, there will be a jumble sale.'

When Tia Carmen says... "I got it for a very good price!" it means...she stopped at a garage sale on the way home.

My 5-year-old nephew cut his hair! His mom was so upset until she thought: 'Wait a minute! I just saved 12 bucks!'

Clancy Strip: Money and Beer

'We don't know what it is but it was in the sale so we thought we'd better get one before they sold out.'

"I'm on a tight budget. Make it look like I cut at myself."

'It makes conferences so much cheaper, no travel costs and we only need to buy our own drinks!'

'I received your list of the type of company car you'd like to receive. The Maserati, Ferrari, Porche and Viper isn't possible, but there is a 1978 Pinto with your name written all over it.'

'Dave will only turn the heating on when he thinks it's absolutely necessary.'

'The sick economy isn't why J.B.has cut back on spending. He always was a tightwad.'

'Withdrawal symptoms.'

"Years of penny-pinching really paid off. The price of copper just went up again."

"That's too big a pill for me to swallow, Harold!"

"Why pay for a tree in November when you can get one off the side of the road in January for free?"

"I always say; 'You don't need to spend a lot of money to have a good time on a first date."

"He can afford a bigger cage. His old tax forms line the bottom."

"Is that neat whisky?"

"For Pete's sake, Helen, will you break down and buy a hair dryer!"

Electricity Bills

Pandora's box.

"There's no getting away from the numbers....only by forgetting holidays, giving up drink, the cinema, meals out and socialising...will we be able to afford any quality of life when we retire."

"Do you have a dollar menu?"

"Do you have this in an $11.99?"

'You must know my kids...they spend like there's no tomorrow.'

How to do without