Debt Dread-er T-Shirts

"It's my bad time of the month for me I'm afraid. It's when my credit card bill arrives."

U of Debt

'Honestly Bob, it's not that bad. If you can make as much next year as you did this year you'll be able to pay off your outstanding taxes for last year. That'll just leave the interest, the tax for this year and... my fees.'

"Actually, I used them as collateral for a loan."

Bingo! Credit card number!! The real reason raccoons like garbage.

'This is our Greek debt, this is our Spanish debt, and this is our Portuguese debt...'

'Let's go and make some unfunded spending committments.'

Top Ten New Year's Resolutions

"Double whammy. My weight now exceeds my credit score."

'You may have three mergers.'

"Grandma! What big medical bills you have!"

'We're going to look pretty stupid if it's not a Michelin star.'

'Thanks, I just know that I'll never be able to repay your kindness . . .'

'A belt will have to be tightened...not the cars...yours.'

"The economy doesn’t make me half as nervous as my kids do."

'Climate change seems to be a real thing... in the past, our money was sufficient till the 25th of a month. Nowadays, it's melted away on the 15th.'

'Well we don't have to worry about paying for the boat anymore.This is our final notice.'

What do you mean, you've done more for me than my mother did? We've carried you for 10 months!

Student Debt

Now hiring: crowdfunding expert to reduce the US budget deficit.

'You need to alter your portfolio allocation. Right now it's 25% stocks, 15% bonds and 60% margin loans.'

'One question. Now that death's over and done with, do I still have to worry about taxes?'

'Is it okay to put my credit card payment on my credit card?'

Energy Bills

"I'm here to pay off the last loan installment!"

'Will that be on your store charge?'

Buy now... pay later

'Right now I'd say our biggest asset is our credit card debt.'

"I don't know what we'll do when our adjustable-rate mortgage resets."

'I've pinpointed our problem. There's too much month left at the end of my salary!'

'You have to work two and a half years to cover your annual living expenses.'

"Although we appreciate your offer of a 'magic money tree' you still have to repay your mortgage."

'It's money in the bank. . . so it's worrisome.'

"Sidney gets nervous if he's too far from his money."

Woman at mail boxes which are marked: Local Mail Out - Of Town Mail - Deficit Ideas.