Getting Out Of Debt T-Shirts

"It's nice to know that you are able to live within your means but, as your financial advisor, I must point out that you're doing so by borrowing money."

"Sergio, I know you let me borrow some money last year...and I appreciate it."

"I'd like to thank my parents and my creditors for making this possible."

'All we can do is hope for identity theft.'

'Honestly Bob, it's not that bad. If you can make as much next year as you did this year you'll be able to pay off your outstanding taxes for last year. That'll just leave the interest, the tax for this year and... my fees.'

"Hey, honey, the credit card company increased our debt... I mean our credit limit!"

Medical student overdrafts...careers in the law.

"So, the bills still aren't paid? You've never been good at money management."

"And to finally break free from the crippling burden of my student loans."

"I know it's not in our nature, but we really gotta stop charging everything."

Man on a unicycle trying to guard credit from nasty 'Bankruptcy'.

'Having the money tree has really helped out.'

"Financial Adviser advises client 'I advise you that you're broke'."

'Looks like you're underwater on your mortgage.'

"At last they paid off their sub-prime fairy-tale and lived happily ever after."

'Look at my new overdraft its fantastic.'

'There's no interest on your purchase for a year. Then we become VERY interested in your balance after that.'

Wide screen TV

'Maybe framed copies of your mortgage, auto loan, and tuition loans are too much of a motivator. Maybe you need a financial planner.'

"This one's called 'unpaid electric bills'."

'I'm working on a ten year degree. Four years in school, and six years to pay off my student loans.'

'Will that be on your store charge?'

"Your financial situation was built on a house of cards. Credit cards."

'I think that's enough enlightenment for now Tim!'

Bad case of credit crunch, I'm afraid, so we'll have to slowly introduce you to a diet of cash.

'You'll need a better credit rating before we can give you a credit card?'

"For what it cost me, it SHOULD be big."

'That concludes the list of students with outstanding grades. And now for those of you with outstanding student loan payments...'

In case of insolvency break glass.

Pay Peter...Pay Paul.

"We've been pre-disapproved for another loan."

College tuition fees.

Worrying over the large number of bills to pay.

'We made the last payment and we were burning the mortgage to celebrate.'

'A bank manager will always lend you money if you can prove you don't need it!'